Should You Pay Points for a Lower Mortgage Rate?
Calculate break-even on discount points.
All calculations run locally in your browser using standard financial formulas. No external APIs, iframes, or third-party services are used.
Should You Pay Points for a Lower Mortgage Rate?
Calculate break-even on discount points.
Points Cost
$3,000
Rate With Points
6.5
Monthly Savings
$50
Break-Even Months
61 months
Recommendation
Paying points breaks even in 61 months.
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